If You Own A 2020 Ford You Can Share Data With Nationwide To Reduce Your Insurance Rates

New vehicle owners may wonder if they have the right insurance coverage for their new ride. Ford and Lincoln are working together with Nationwide to offer an insurance program for connected vehicles designed to reward safe driving.

According to Ford, customers can opt-in and share driving data with Nationwide using vehicle connectivity to take advantage of usage-based insurance benefits, saving drivers up to 40 percent.

Ford Insure and Lincoln Motor Company Insure policyholders consent to be enrolled in Nationwide’s SmartRide® usage-based insurance program and will share their vehicle connectivity information with Nationwide for the initial six-month policy.

Once customers purchase a policy, the connected vehicle will track and share distance driven, hard braking and accelerating, idle time and night driving to establish a policy rate for renewal. The data are shared with Nationwide through the vehicle’s embedded modem, eliminating the need for a special app or vehicle plug-in device. Customers are eligible for up to a 40 percent discount, which will be applied when the policy is renewed.

Customers will have access to Nationwide’s standard Accident Forgiveness option, as well as crash repairs using genuine Ford parts. Signing up is as easy as logging into the FordPass or Lincoln Way app and filling out a form. No plug-in devices or additional apps required.

The insurance offer starts with these models: 2020 Ford Explorer, Fusion, Mustang, Transit Connect, Escape, Edge, EcoSport, Expedition, F-Series Super Duty, Transit, Ranger and the upcoming all-new 2021 F-150; and 2020 Lincoln Aviator, MKZ, Corsair, Nautilus, and Navigator.